Effective September 27, 2026

Educational & Financial Disclaimer

The Business Overhead Identification Tool is an HBTS financial learning tool provided by Home Business Tax Savings, Inc. (\u201cHBTS\u201d).

Educational purpose

The Tool helps you organize the costs of operating your business and converts them to a planning period using planning-period allocation. It is designed for education and planning.

Not professional advice

Nothing in the Tool, its reports, the READ ME FIRST guide, or related training is tax, legal, accounting, or investment advice. Tax treatment of business, home-office, and shared costs should be confirmed using current IRS guidance and/or a qualified tax professional.

Business planning treatment and tax-reporting treatment are intentionally kept separate in this Tool.

No guarantees

Results depend entirely on the information you enter. No profit, income, savings, tax, or pricing outcome is promised or implied, including by HBTS affiliates or sponsors.

Affiliate and sponsor disclosure

Some people who recommend the Tool are HBTS affiliates who may earn a commission if you purchase through their link, at no extra cost to you. Some customers receive access through a sponsor. Neither affiliates nor sponsors can see your worksheet values.

Trademarks

Home Business Tax Savings, HBTS, Business Overhead Identification Tool, and MyPriceIsRight™ are marks of Home Business Tax Savings, Inc. © 2026 Home Business Tax Savings, Inc. All rights reserved.